Ruth Reed says she met Keith at a Medford Wawa ahead of his concert Friday night in Camden.
Ruth is a substitute teacher and she says she had made a resolution to help Wawa customers. She jumped at the chance when the man ahead of her was short a few dollars.
Ruth says he thanked her and said his name was Keith. When she remarked that he looked like Keith Urban, he said he was.
Not believing him, she asked his body guard to confirm she was talking to the musician.
She says, "It was then I realized what an idiot I was."