Americans are working longer and dying sooner. A new report from the Society of Actuaries shows that the mortality rate rose 1.2% from 2014 to 2015. It's the first increase in more than a decade and the first increase greater than 1% since 1980. The age at which people can collect full social security benefits has jumped from 65 to 67 and 1 in 5 people in their early 70's are still working.
Rates of physical disability are also climbing into late middle age as cognitive abilities are weakening.